Accord D Financing is available on your Desjardins credit card in the form of a second credit limit.

  • Interest rate: fixed based on the amount, credit history and term. 
  • Terms offered at Boutique Tendance ( division of Germain Larivière): 12 equal payments with no interest.
  • Payment schedule: monthly (according to the billing period of the Desjardins credit card account statement) with option of paying off your loan in part or in full with no prepayment penalties.
  • Amounts up to $50,000 may also be available to you.
  • Financing is deposited automatically in your Personal Chequing Account (PCA) at the caisse.

Interest-free equal monthly payments

Subject to Fédération des caisses Desjardins du Québec ("the Federation") approval. All annual interest rates indicated are subject to change. The "Interest-free equal monthly payments" offer allows the customer to use a credit card issued by the Federation ("the Card") to pay for purchases through equal and consecutive monthly instalments with no interest. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. Membership/renewal fees of $1 to $150 may apply depending on the card requested or used for the purchase.